The Underwriter position underwrites residential loans ensuring compliance with appropriate company, secondary market Investor standards, and all applicable laws. Examines loan documentation for accuracy and completeness. Partners with Loan Originators, Branch Managers and Processors to secure all required documents. Primary Job Duties: Responsible for underwriting files and establishing conditions to meet FHA and LBF guidelines. Ability to make timely, accurate decisions on all FHA transactions Evaluate risk and ensure quality of each loan decision Communicate requirements and/or decisions clearly Responsible for reviewing all areas of the mortgage loan file to ensure accuracy, completeness, and compliance with internal and regulatory guidelines, including but not limited to Application, Title, Appraisal, Assets, Credit, Condominium information, and income. Responsible for clear and concise communication to appropriate parties including but not limited to the processing department on items needed to prepare a loan for closing. Partner with processing to close loans in a timely in efficient manner Adhere to service level agreements and prioritize workflow Maintain quality control standards while maintaining production standards by company's definition Assist in identifying, recommending, and/or negotiating alternative loan documentation requirements