About Moneybox
At Moneybox, our mission is to give everyone the means to get more out of life. We're guided by our belief that wealth isn't about the money, it's about the means to more - more freedom, opportunities, possibilities, and peace of mind. Moneybox is an award-winning wealth management platform, helping over one and a half million people build wealth throughout their lives, whether they’re saving and investing, buying their first home, or planning for retirement. Job Brief
Moneybox Services Company Ltd (MBSCL) is building the next generation of financial advice: an advice service underpinned by advanced technology and the expertise of personal financial advice professionals that gives everyday people access to regulated, personalised advice at a scale traditional advice has never reached. We're building MBSCL's second line from the ground up, and this role is central to making sure the right risk and control framework is in place for go-live, and that it grows with the business.
As Risk Manager you'll implement the Moneybox group's risk management framework for MBSCL's advice business and provide independent oversight of its risk profile. That means getting the core building blocks in place and working in practice: risk appetite statements and KRIs, risk and control self-assessments (RCSAs), risk event and incident management, the capital and liquidity adequacy assessment and wind-down plan, operational resilience and third-party risk. MBSCL is independent from Digital Moneybox Limited (DML), the main Moneybox operating business, but relies on DML for its platform, the Aurora advice engine and a range of shared services, so you'll also assess and challenge the risks that dependency creates.
You will report to MBSCL's Head of Risk and Compliance (SMF16/17), with a dotted line into the wider Moneybox Risk and Compliance team (so you can draw on the group's existing framework and specialists), and work closely with MBSCL's small executive team and first line advice colleagues. In the build phase you'll be hands-on, helping the business describe, design and embed the controls needed for go-live, while keeping control ownership with the first line and maintaining your independent challenge. This is a role for someone who enjoys building in a small team and wants to grow with it as the function scales.