Ocrolus Inc.

Senior Production Mortgage Analyst

Remote - IND Full-time Remote
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Job Description

<div class="content-intro"><p>Come build at the intersection of AI and fintech. At Ocrolus, we’re on a mission to help lenders automate workflows with confidence—streamlining how financial institutions evaluate borrowers and enabling faster, more accurate lending decisions.</p>

<p>Our AI workflow and analytics platform for lenders is trusted at scale, processing nearly one million credit applications every month across small business, mortgage, and consumer lending. By integrating state-of-the-art open- and closed-source AI models with our human-in-the-loop verification engine, Ocrolus captures data from financial documents with over 99% accuracy. Thanks to our advanced fraud detection and comprehensive cash flow and income analytics, our customers achieve greater efficiency in risk management, and provide expanded access to credit—ultimately creating a more inclusive financial system.</p>

<p>Trusted by more than 400 customers—including industry leaders like Better Mortgage, Brex, Enova, Nova Credit, PayPal, Plaid, SoFi, and Square—Ocrolus stands at the forefront of AI innovation in fintech. Join us, and help redefine how the world’s most innovative lenders do business.</p></div><p><strong>J</strong></p>

<p>We are seeking experienced candidates with experience in mortgage operations to perform quality control of our product outputs. This role requires deep underwriting expertise - including comprehensive knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines - to validate income calculations, underwriting conditions, and other loan-level outputs for accuracy and completeness..</p>

<p>The successful candidate will have hands-on experience interpreting and analyzing income, asset, credit, AUS, and collateral documentation, applying underwriting rules, performing income calculations and creating conditions. What you'll do:</p>

<p> </p>

<ul>

<li>Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA,VA, and USDA guidelines to rigorously QC mortgage applications. </li>

<li>Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct data extraction and classification, and application of underwriting rules within the product, such as income calculator output.</li>

<li>Identify errors, omissions, inconsistencies, and guideline exceptions requiring correction or further review.</li>

<li>Make necessary updates to ensure accurate and complete results.</li>

<li>Meet established standards for accuracy, turnaround time, and productivity in a real-time production environment.</li>

<li>Identify recurring error patterns and share actionable feedback with UW team leadership. </li>

</ul>

<h4>Who we're looking for: (Skill Sets and Qualifications)</h4>

<ul>

<li>6+ years of mortgage underwriting experience, including FHA and VA.</li>

<li>Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc).</li>

<li>Strong expertise in income analysis, credit evaluation, and AUS findings.</li>

<li>Tech-savvy </li>

<li>Excellent documentation skills and detail orientation..</li>

</ul>

<h4>Preferred Qualifications</h4>

<ul>

<li>Experience with fintech or SaaS mortgage tools.</li>

<li>Familiarity with automated income calculation or verification platforms.</li>

</ul><div class="content-conclusion"><p><strong>Life at Ocrolus</strong></p>

<p>We’re a team of builders, thinkers, and problem solvers who care deeply about our mission — and each other. As a fast-growing, remote-first company, we offer an environment where you can grow your skills, take ownership of your work, and make a meaningful impact.</p>

<p><strong>Our culture is grounded in four core values:</strong><strong><br></strong><strong> Empathy – </strong>Understand and serve with compassion<br><strong> Curiosity – </strong>Explore new ideas and question the status quo<strong><br></strong><strong> Humility – </strong>Listen, be grounded, and remain open-minded<br><strong> Ownership – </strong>Love what you do, work hard, and deliver excellence</p>

<p>We believe diverse perspectives drive better outcomes. That’s why we’re committed to fostering an inclusive workplace where everyone has a seat at the table, regardless of race, gender, gender identity, age, disability, national origin, or any other protected characteristic.</p>

<p>We look forward to building the future of lending together.</p></div>

Frequently Asked Questions

What does the Senior Production Mortgage Analyst role at Ocrolus Inc. involve?

The Senior Production Mortgage Analyst position at Ocrolus Inc. in Remote - IND is a full-time role. <div class="content-intro"><p>Come build at the intersection of AI and fintech. At Ocrolus, we’re on a mission to help lenders automate workflows with confidence—streamlining how financial institutions evaluate borrowers and enabling faster, more accurate lending decisions.</p> <p>Our AI workflow and analytics platform for lenders is trusted at scale, processing nearly one million credit applications every month across small business, mortgage, and consumer lending. By integrating state-of-the-art open- and closed-source AI models with our human-in-the-loop verification engine, Ocrolus captures data from financial documents with over 99% accuracy.

What skills are required for Senior Production Mortgage Analyst at Ocrolus Inc.?

Key skills for this role include: Rust, RDS, IOS.

What is the salary for Senior Production Mortgage Analyst at Ocrolus Inc.?

The salary for this position is not publicly listed. You can negotiate during the interview process. Check Glassdoor or Levels.fyi for estimates.

Is the Senior Production Mortgage Analyst position at Ocrolus Inc. remote or on-site?

This position is Remote. You can work from anywhere, subject to the employer's remote work policy.

How do I apply for Senior Production Mortgage Analyst at Ocrolus Inc.?

You can apply for this position directly through the employer's careers page. Click the 'Apply Now' button on this page to be redirected to the original listing. Make sure your resume is ATS-optimized. Use SpotChange's free ATS test to check.

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About This Role

Senior Production Mortgage Analyst at Ocrolus Inc. is a full-time other position in Remote - IND. Key skills include Rust, RDS, IOS. Education: Bachelor's Degree preferred. Experience: 5+ years.

This role is classified as remote and is suitable for senior-level professionals. Ghost Score 15/100 (Probably Active) indicates this listing is probably active with recent employer engagement.

To apply, visit the official application page through the Apply Now button above. SpotChange Jobs provides AI-powered career tools including resume optimization, ATS testing, interview preparation, and salary negotiation assistance.