About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role The Regional Sales Manager for Kalimantan, Sulawesi, and Maluku is responsible for ensuring the progressive development of each point of sale to achieve expected productivity, building and nurturing robust relationships with key retail partners and distributors. Analyzes sales reports in order to develop strategies that are implemented through a sales team, which leads, identifies issues affecting sales performance, and swiftly implements solutions in collaboration with internal teams.