We are seeking a proactive, independent, and detail-oriented Senior Regulatory Compliance Expert to join our team of compliance officers in India. In this role, you will work independently as part of a collaborative team, focusing on the regulatory domain to consult, provide oversight, and set up and manage product and license governance. Wise operates under multiple regulatory licenses in India (Cross-Border), requiring strong adherence to applicable payment system regulations and FEMA requirements. You will be directly responsible for driving regulatory compliance across these frameworks, overseeing obligations for existing licenses and / or leading initiatives for upcoming India license applications, updates, and regulatory restructuring as we expand our product offerings.   Your Mission & Responsibilities Governance Setup & Management: Propose, set up, and manage robust product and license governance frameworks to ensure continuous compliance for current and upcoming licenses. Regulatory Consultation & Oversight: Act as a key internal consultant, reviewing the applicability and impact of new regulations, providing oversight, and partnering with cross-functional teams on regulatory implementation. License Management: Support/Drive regulatory projects related to supporting license discussions, application, updates, and regulatory construct to support evolving product frameworks. Horizon Scanning: Perform continuous horizon scanning and maintain/update the Regulatory Obligations Register (ROR) based on the latest regulatory notifications. Regulatory Reporting: Independently manage regulatory reports to the Regulator(s) accurately and in a timely manner, ensuring all submissions meet strict compliance standards. Audits & Inspections: Lead regulatory audits, internal/external inspections, and coordinate periodic governance and stakeholder review meetings. Risk & Remediation: Monitor compliance risks and KPIs, proactively identify control gaps, and design and lead effective remediation plans. Stakeholder & Regulatory Communication’s Management: Navigate regulatory filing portals to track deliverables, respond to information requests from regulators or internal stakeholders, and securely manage all physical and digital regulatory communications. Global Integration: Support the implementation of global compliance projects within the Indian context and provide ad-hoc support for related Regulatory and financial crime matters or global compliance requests.