About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role As the lead of finance for Colombia and Panama you will be reporting to the Finance Director of Latam and support the existing finance and FP&A functions of the company. You will provide support to the finance team’s efforts in managing and servicing existing debt investors. This role requires strong analytical and forecasting skills to ensure healthy financial planning and operations control.